By Michael Morse – Special to the Florida Catholic
If you have reached the age that you must take a required minimum distribution (RMD) from your IRA, did you know that you can transfer up to $100,000 each year from your IRA directly to a qualified charity like the Catholic Community Foundation, your Parish, School or other Catholic Program or Ministry? By rolling over your IRA distribution directly to a charity, it qualifies as your RMD and you avoid having to include the distribution as taxable income. Beginning in 2020, the age at which RMDs must start is 72. However, individuals can begin making Qualified Charitable Distributions (QCDs) from their IRAs as early as age 70½.

Qualified Charitable Distributions (QCDs) provide a powerful opportunity for donors from all income levels to support the Catholic Parishes, Schools and Ministries about which they care most. Some of today’s retirees have more money in their IRAs than they need for daily living expenses and/or their long-term care. They are able to use the surplus in their IRAs to help make a significant difference in the lives of others, without negatively impacting their own quality of life. Other retirees with more modest incomes, like Mike and Ronda, can also benefit from QCDs.
Mike and Ronda are both retired Catholic School teachers and have always been loyal supporters of their Parish, contributing their time, talent, and treasure on a regular basis. In addition to their other retirement income, they have two small traditional IRAs, from which they are required to take $1,000 per year as their Required Minimum Distribution (RMD). Since they pay 10% income tax in their retirement, they are bringing home a total of $900 per year from their IRAs after taxes. Simply by having their IRA custodian transfer the full $1,000 RMD directly to their Parish instead of receiving the distribution themselves, they will receive the following benefits:
- Entitles them to tax benefits without requiring them to itemize their deductions;
- They increase their Parish giving by 10% without costing them one additional penny;
- Instead of giving $100 in taxes to the government, they are giving it to the Church.
By using QCDs for their charitable giving, donors like Mike and Ronda can decide each year if and/or how much of their RMD they would like to use. In fact, they can distribute up to $100,000 each calendar year from their respective IRAs regardless of the size of their RMDs. They can even decide to support multiple charities from the same IRA. However, they must make sure that donations are dispersed from their IRA directly to a qualified charity to qualify for the tax benefits.
Michael Morse is the Executive Director of the Catholic Community Foundation of Southwest Florida Inc. To learn more about the Foundation, please call 941-441-1124, email Morse@dioceseofvenice.org or visit www.CCFDioceseofvenice.org.






In preparation for their upcoming diaconate ordination, the fourth-year class at Pontifical North American College (NAC) in Rome publicly professed the Faith of the Church and made an Oath of Fidelity in the presence of the NAC community on Sept. 13, 2022. Among those taking their oath was Diocese of Venice Seminarian Daniel Scanlan, who will be ordained on Sept. 29 at St. Peter’s Basilica. Please continue to pray for Daniel and all seminarians as they approach this milestone of their formation journey.
Students at St. Andrew Catholic School in Cape Coral were busy on Sept. 12, 2022, building Lego Education Spike Prime Robots in Robotics class. The robotics program at St. Andrew allows students to learn and excel using skills that will prepare them for the future. Eventually, teams will be formed to compete in completing various tasks or taking part in a robot obstacle course within the school, and as the year progresses, against other robotics teams from other Diocesan Catholic schools.

To honor the Blessed Virgin Mary on her birthday, Sept. 8, 2022, students at Ave Maria Catholic School and Donahue Academy in Ave Maria made special efforts to mark this joyful event. This outpouring of love for Our Lady included homemade cookies, handmade cards and paper flowers for the Mother of God. The kindergarten students also made private visits to a statue of Our Lady, offering their prayers and best wishes on Mary’s special day.

Speaking before the 2021 International Eucharistic Congress in Budapest, Hungary, the Holy Father said “Let us allow our encounter with Jesus in the Eucharist to transform us, just as it transformed the great and courageous saints you venerate. Let’s make time for adoration… The Eucharist is here to remind us who God is. It does not do so just in words, but in a concrete way, showing us God as bread broken, as love crucified and bestowed.”
The monthly Holy Hour includes music, intercessions and a procession, and there are several hundred people who attend with the numbers swelling up to 800 during the winter months.
On Sept. 2, 2022, the Holy Hour at St. Peter the Apostle began as people gathered in silent prayer. Several dozen red votive candles were placed on stands on either side of the altar, while many candles were placed on the altar for those who had special prayer intentions for the Holy Hour. These candles sat as silent witness, adding a peaceful serenity to the occasion.
After the period of silence there were intercessions, which were prepared in advance and the congregation was encouraged to add to them by calling out.
Alexa, a native of Trinidad and Tobago, was married for a year when she became pregnant. It should have been a happy time, but that’s when the abuse began. “My husband, now ex-husband, just changed,” Alexa said. “He started treating me differently. He didn’t want the baby and encouraged me to have an abortion. When I refused, he slowly became more and more abusive. Eventually, the physical, psychological, emotional abuse — it was intolerable. I fled.”
“When Alexa came to us, she was very scared,” said Alexa’s case worker at Our Mother’s House, Ada Laureano. “But she was open to help, open to doing her part. With a little support, she became engaged, proactive, and resourceful. It’s been a good relationship with her.”
The largest of the summer learning programs drew nearly 100 students who chose to participate in the IXL Summer Reading Challenge. IXL (from “I excel”) is a math and language arts practice website for K-12 (subscription based).
Many St. Joseph Catholic School students took a break from summer studies to participate in the week-long faith program, “Totus Tuus,” with St. Joseph Parish. “Totus Tuus” was presented by the Diocese of Venice with age-appropriate instruction for children from first grade through high school. The weeks were filled with faith, fun, and friendship as well as games, crazy skits, and music. Throughout, the college-age leaders provided an authentic witness to the students.
“These funds help facilitate our witness as a Faith community in Southwest Florida,” Bishop Frank J. Dewane said in a letter supporting the collection. “Great progress has been made in recent years, as is known by all, yet each of us continues to have a shared responsibility in the defense of human life and are called to educate others on its sanctity and dignity.”


St. Mary Academy in Sarasota held a STREAM (Science, Technology, Religion, Engineering, Arts and Math) Day on Sept. 2, 2022. The students had projects that reinforced the seven “Gifts of Christ” – truth, beauty, goodness, humility, prudence, fortitude, affability. Students participated in a variety of activities that both challenged their minds, but also built up their love for God.

Registration is now open for the Diocese of Venice Oct. 22, 2022, “Together in Holiness” Marriage Conference, presented in partnership with the Diocese of Venice Office of Family Life and the St. John Paul II Foundation. The theme of this year’s Conference is “Family: A Community of Prayer.” To register, please visit
These gifts, whether it be in math, science, spelling, athletics, music, or any of a number of blessings bestowed on the faithful, make each student unique.
“When we do that, living as Christ calls, it becomes easier to find Christ in others,” Bishop Dewane said. “By seeing Christ in others, we develop a respect for our brothers and sisters, because we know Christ is in them.”
Following Mass at Incarnation, St. Ann and St. Elizabeth Seton, Bishop Dewane took time to speak with the eighth graders, the oldest students in their school. It was at this time he asked them to be the leaders of their school and to take that role seriously and give a good example.
The role Silvia takes on in the Diocese in Internal Financial Services is to ensure the policies and procedures developed by the Diocese are followed by all its entities.
Among items discussed were presenting a vision for excellence in Catholic schools, updates on enrollment efforts, curriculum standards and additional initiatives and updates on devotional projects that will be unveiled in the coming weeks.